Effective Date: September 19, 2025
Welcome to the Memphis Metropolitan Land Bank Authority (“MMLBA,” “we,” “our,” or “us”). These Terms of Service (“Terms”) govern your use of our website mmlba.org (the “Site”) and any related programs, services, or communications we provide. By accessing or using the Site, you agree to these Terms. If you do not agree, please do not use the Site.
1. Use of Our Site
- You may only use the Site for lawful purposes and in compliance with these Terms.
- You agree not to attempt to disrupt, hack, or misuse the Site.
- Any information you provide when creating an account must be accurate and kept up to date.
2. Accounts
- Some features of the Site may require creating an account.
- You are responsible for safeguarding your login information and any activity that occurs under your account.
- We may suspend or terminate your account if we reasonably believe you have violated these Terms.
3. Programs and Services
- The Site provides information about MMLBA’s nonprofit programs and services.
- Program participation may require applications, eligibility screening, or additional documentation.
- We reserve the right to modify or discontinue programs, services, or eligibility criteria at any time.
4. Inventory and Purchases
- The Site may display available inventory, such as properties.
- Purchases are completed offline through a title company or other designated provider; MMLBA does not process payments online.
- Information provided on the Site is for informational purposes only and may not reflect final terms, pricing, or availability.
5. Communications
- By creating an account or subscribing, you agree to receive communications from us, including newsletters and updates.
- You can opt out of promotional emails at any time by clicking “unsubscribe” or contacting us at support@mmlba.org.
6. Intellectual Property
- All content on the Site (including text, graphics, images, and logos) is owned or licensed by MMLBA and is protected under applicable laws.
- You may not reproduce, distribute, or use Site content without written permission from MMLBA.
7. Third-Party Services
- The Site may link to or integrate with third-party tools (such as CRM, email platforms, or partner organizations).
- MMLBA is not responsible for third-party sites, content, or practices.
8. Disclaimers
- The Site and its services are provided “as is” and “as available.”
- We make no warranties regarding accuracy, reliability, or uninterrupted access.
- MMLBA is not responsible for errors, omissions, or decisions made based on Site information.
9. Limitation of Liability
- To the fullest extent permitted by law, MMLBA shall not be liable for any damages arising from your use of the Site, reliance on Site content, or participation in our programs.
- This includes indirect, incidental, or consequential damages.
10. Indemnification
You agree to indemnify and hold harmless MMLBA, its staff, and affiliates from claims, damages, or expenses resulting from your use of the Site, your account activity, or violation of these Terms.
11. Termination
MMLBA may suspend or terminate your account or access to the Site at any time, with or without cause.
12. Changes to These Terms
We may update these Terms periodically. Updates will be posted here with a revised “Effective Date.” By continuing to use the Site after updates, you accept the new Terms.
13. Governing Law
These Terms are governed by the laws of the State of Tennessee, without regard to conflict of law rules.
14. Contact Us
If you have questions about these Terms, please contact us at:
Memphis Metropolitan Land Bank Authority (MMLBA)
Email: support@mmlba.org
Address: 499 S Hollywood St, Memphis, TN 38111

